Weekly Finance vol. 62 (and 2020 summary)

In

Nope.

Future in

Still nope. Maybe next week if I feel like it.

Out

Bought some tapestries and dakimakuras. Mostly related to Ikegami Akane.

Thanks to that I barely have anything left for this month. I did readjust the Furusato tax thingy and it’s still barely enough.

Future out

This tapestry from muku looks very tempting but I think I’ll hold back on it. Similarly this dakimakura from Pan seems nice as well but realistically speaking I’ve got a bit too many covers now. And tapestries.

That’s also why I’m not getting anything from Palette either. The unfortunate side effect is I don’t have calendar for next year.

I’ll probably still buy a few doujinshi. I sure wish more circles go with digital doujinshi. I prefer digital as I store physical books in boxes which is not quite easy to reach as just opening files from my server.

Closing book

I don’t close accounting book which is kinda harmful to the performance of the spreadsheet as it accumulates rows from all the years (currently 35k rows).

I do this mainly because accounting credit card usage crosses month boundary and thus I need to figure out how to deal with it. I suppose opening a new book while keeping the previous one open until everything is finished may work? I’ll then need to retroactively adjust the numbers once the transactions are done.

I suppose this is the main problem with adding entries immediately before it’s billed which is the case for things like preorders and credit cards. I think the account for those are called “Accounts Payable”. I don’t know, it seems complicated just to be able to accurately track monthly spending.

Oh well, anyway, as for the actual numbers themselves, they don’t seem too bad. On average I managed to reach my monthly target. I missed for some month but made up for them on other months.

Extra income from selling unused stuff dropped to 1/3 compared to previous year. I already expected it but it still kinda hurts after all. It feels like I don’t get any benefit from holding back goods purchases during this year.

While at it, let’s see where the money went.

Computer stuff

I started this year with some SSD purchases. I also spent quite a lot for 10 Gbit networking setup around the same period which is January-February.

On February I also bought an iPhone 8 and related items.

On March there’s new server purchase. That costed quite a lot and made worse by another new server purchase. Some components were reused but there are still quite a lot of new stuff needed to be bought. Rough count says around 120k for both servers.

There’s new GPU purchase on October. That one wasn’t too bad at around 14k.

On November there’s NAS HDD upgrade which costed me 180k. That was the most expensive storage upgrade I’ve ever done. I hope I don’t need to do it again for next few years.

I finished my wireless earphone setup purchases on December for total of 10k (the earphones themselves, one generic bluetooth adapter which turned out to be useless, and one dedicated bluetooth audio adapter).

And lastly I bought more SSD for 10k.

Some have cashbacks so the actual numbers are a bit lower than what I specified above.

Eroge, Anime, etc

Apparently I bought 21 eroges this year. Considering I only finished 9 it sure was very optimistic of me.

But anyway, yeah, that’s quite a few eroges. It’s way more than 9 last year and 14 in 2018. Even worse I bought multiple copies of some of them as I stopped buying extras from auction.

As for anime, I think I bought Oregairu kan and Hello World and Tenki no ko. Oh also Onigyu.

48 tapestries purchased, down from 50 last year. And lastly 13 dakimakura covers, down from 19 last year.

Overall I spent most on eroges (420k), then dakimakura covers (120k), then anime blu-rays (80k), tapestries (78k), doujinshi (45k), music CDs (42k), and the rest are less 40k total.

Eroge spending went up quite a lot compared to last year but the rest were down. Mostly, as I mentioned before, because I bought multiple copies of eroge now.

Investments

17.4%. Went up quite a bit from last week which is nice. iDeCo also went up to 18.1% (11.5% yield).

As mentioned two weeks ago, I saved quite a bit over my yearly target for this year.

Looking back 2018: Eroge edition

Ayase saved my 2018

I originally thinking of writing one long 2018 retrospective post but figured I won’t finish it thanks to possibly sheer size of the content and the accompanying incoherence.

So I decided to just write the post one category a time.

Starting off with eroge because I feel like to.

Update: oh whoops I forgot one rather important talking point.

Continue reading